Publications

The majority of cash transfers in developing countries focus on conditional cash transfers and typically include beneficiary co-responsibilities as a condition for receiving transfers, such as children’s school attendance or growth-monitoring visits. However, in sub-Saharan Africa cash transfer programmes are mostly unconditional, and have the potential to impact households across a wider range of social and productive domains. This Brief summarizes the Zambian Child Grant Programme and looks at the impacts on recipient households.

This is the first study from sub-Saharan Africa examining the relation between cash transfers and fertility using a large-sample social experiment design and reporting fertility histories of individual women. The findings are important because they provide strong evidence that a social protection programme targeted to families with young children does not create the unintended effect of increased fertility.

Savings play a crucial role in faciliating investment in income-generating activities and the pathway out of poverty for low-income households in developing settings. Yet, there is little evidence of successful programmes that increase savings, particularly those that are simultaneously cost effective, scaleable and  address gender inequalities. This paper examines the impact of the Government of Zambia’s Child Grant Programme (CGP), an unconditional cash transfer targeted to women in households with young children, on women’s savings and participation in non-farm enterprises.

Findings show that the CGP enabled poor women to save more cash and that the impact is larger for women who had lower decision-making power at baseline. The results support the proposition that cash transfers have the potential for long-term sustainable improvements in women’s financial position and household well-being by promoting savings and facilitating productive investments among low-income rural households.

In 2010, the Zambian Ministry of Community Development, Mother and Child Health began implementation of the Child Grant Programme with the goals of reducing extreme poverty and breaking the inter-generational cycle of poverty. The impact of the grant was explored across a range of outcomes for women over the medium term (two to four years).

One of the difficult aspects of assessing this evidence is the myriad of indicators used to measure ‘empowerment’. For example, researchers have used indicators ranging from women’s intra-household decision-making to social networks, land or asset ownership, and interpret all these as ‘empowerment’, making it difficult to draw conclusions. The analysis is complemented with qualitative data to understand the meaning women and men place on empowerment in the rural communities. Although more evidence is needed to understand how cash transfers can empower women in Africa, women’s savings and participation in small businesses were seen to have increased, giving them more autonomy over cash and improving their financial standing.